Whether your client collects fine works of art, antique furniture, jewelry or vintage wine, we can advise on the insurance coverage needed to protect precious collections. We have access to programs which offer worldwide coverage that grants unprecedented freedom and flexibility. In addition, your client will have access to comprehensive collection management services designed to protect, preserve and enhance the value of their fine collectibles.
We offer several automobile programs specially designed for owners of high-value vehicles. If you have clients in households where there are more cars, especially classic and collector cars, than drivers this program will be particularly enticing. We can also work with you to cover golf carts, motorcycles and other “toys”.
High-end homeowners need an insurance program that provides comprehensive coverage. High deductible and cash settlement options are just a few of the innovative coverages available to your clients. Customer enhancements and services including earthquake coverage and response units, hurricane response units, flood coverage, wildfire response units, equipment breakdown coverage, green rebuilding, home valuations and background checks of private staff are just a few of the other unique offerings we have.
Many U.S. homeowners obtain basic flood protection from the National Flood Insurance Program (NFIP), but the property values of high net worth residences often greatly exceed NFIP coverage limits. To close this gap in protection, we offer access to an Excess Flood product that can protect each property up to its full replacement value.
In our litigious society your elite clients are among the most alluring targets of liability lawsuits because of their personal wealth. It is important your clients secure coverage that provides a level of worldwide protection against personal injury, property damage, and catastrophic financial losses that meets the level of loss an individual with their standing faces. We have primary, excess and group personal excess liability options – and up to $100mm in limits – as well as Directors & Officers Liability, Employment Practices Liability and other protection plans to choose from.
All boats are not created equal, which is why access to comprehensive insurance for a wide range of watercraft – from tenders to small boats used on inland lakes to “super yachts” cruising worldwide – is critically important for your clients who own watercraft.
Proper aviation insurance is part of most well-rounded financial plans; however few people take the time to find the consultant that is best equipped to match their sophisticated needs. We can place personally owned aircraft and work with you, and your client, on hull coverage; liability coverage; private airports and hangers; terrorism coverage; corporate aviation; charter / air taxi; workers compensation; personal effects on board; non-owned liability; medical expenses and more.